Regulatory Compliance Policy

At Zevaher, we believe that true luxury is inseparable from authenticity, ethics, and trust. Our Regulatory Compliance Policy defines the principles that govern our operations, aligning with the highest standards of local and international regulations. This framework strengthens the bond of confidence between Zevaher and those we serve — reaffirming our role as a responsible leader in bespoke jewelry craftsmanship.

Zevaher is dedicated to supporting global efforts that promote financial integrity and ethical business practices. Our compliance with Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) regulations ensures that our operations maintain transparency and contribute positively to the international luxury sector.

In accordance with regulations established by the United Arab Emirates and global best practices, Zevaher has integrated robust AML and CFT measures across its operations. These include careful client onboarding, transaction monitoring, and the safeguarding of all transactions against unlawful activities.

To uphold these standards, Zevaher may, from time to time, kindly request additional documentation or information from our clients. Such requests are made with discretion and are solely intended to uphold regulatory requirements and safeguard our mutual interests. We sincerely appreciate your cooperation as part of our shared commitment to excellence and trust.

Ethical Sourcing and Certification
Zevaher exclusively sources materials that reflect the highest ethical and environmental standards:

• Conflict-free diamonds certified under the Kimberley Process Certification Scheme (KPCS)
• GIA-certified gemstones verifying authenticity and quality
• Recycled and ethically sourced gold to support responsible luxury

Every Zevaher creation is accompanied by internationally recognized certifications attesting to the integrity and traceability of its materials.

Our AML and CFT protocols include:

• Comprehensive Know Your Customer (KYC) procedures for all clients
• Ongoing monitoring against international sanctions and Politically Exposed Person (PEP) lists
• Accurate recordkeeping of transactions and beneficial ownership
• Reporting of suspicious activities in accordance with UAE’s Financial Intelligence Unit (FIU) requirements

Through these measures, Zevaher ensures that each transaction upholds the values of trust, responsibility, and global ethical compliance.

Operating from the prestigious Dubai Multi Commodities Centre (DMCC), Zevaher strictly adheres to:

• All Dubai Customs regulations governing the movement of precious metals and gemstones
• Secure and documented logistics practices, partnering with industry leaders such as Brinks
• Transparent invoicing and full VAT compliance in line with the UAE Federal Tax Authority standards

Zevaher exercises rigorous due diligence in the selection and engagement of both clients and suppliers, including:

• Verification of identity and commercial legitimacy
• Screening against global sanction and risk databases
• Periodic re-assessment for ongoing engagements, especially those involving high-value transactions

These practices ensure that all relationships align with Zevaher's ethical and regulatory commitments.

Zevaher treats the protection of client information as paramount. In compliance with the UAE Federal Data Protection Law (Decree Law No. 45 of 2021), we maintain:

• Strong encryption and confidentiality safeguards
• Restricted internal access to personal and transaction data
• Clear protocols allowing clients to access, update, or request the deletion of their information at any time

Our clients' trust extends beyond our creations — it is reflected in every aspect of how we manage their data and privacy.

Our compliance governance includes:

• A dedicated Compliance Officer overseeing regulatory adherence and internal controls
• Regular audits to ensure alignment with evolving regulations
• Ongoing staff education programs covering AML, CFT, KYC, ethical sourcing, and data privacy

By embedding these governance practices into our operations, Zevaher reinforces a culture of excellence, accountability, and continual improvement.

As regulatory landscapes evolve, Zevaher may periodically update this Compliance Policy to reflect changes in laws, industry standards, or internal practices. We encourage our clients and partners to review this policy from time to time, in the spirit of our shared commitment to responsible and trusted luxury.

If you have any questions or concerns about our regulatory compliance policy, please contact us at: contact@zevaher.com or WhatsApp at: +971 50 693 8240.